Founding members price (limited)

Your personal money coach, in one simple app.

Track everything, learn better habits, and get AI help when making money decisions.

Privacy-first • Manual entry for MVP • CSV export included

Early access: limited to first 3000 people

Total Balance

$12,847

+$342 this month

Budgets

Groceries$420 / $500
Dining$180 / $300

Goals

Europe Trip 2026

$3,200 / $7,00046%

2,847

People waiting

4.9/5

Beta rating

$342

Avg. monthly savings

Loved by early users

See what beta testers are saying

Sarah M.

Beta user

"Finally stopped overdrafting! The AI helped me see where my money was really going and adjust my spending."

Marcus T.

Beta user

"I paid off $8,000 in credit card debt in 9 months using the debt tracking and AI guidance features."

Emily R.

Beta user

"Saved for my first vacation in years. The goals feature kept me motivated and the AI helped me find extra savings."

Why Brightly Budget?

More than budgeting software — your personal money coach

Know where money goes

See every dollar. Track all your accounts, transactions, and spending patterns in one clear dashboard.

Stay on track

Set budgets, goals, and debt payoff plans. Get gentle reminders and visual progress that keeps you motivated.

Make confident decisions with AI

Ask your AI coach before big purchases, find hidden savings, and get personalized guidance on your money questions.

Everything you need

Simple, powerful features for complete money management

Accounts & Transactions

Track multiple accounts manually. Add transactions with categories, notes, and photos of receipts.

Simple Monthly Budgets

Set spending limits by category. Get visual alerts when you're approaching your budget.

Goals & Debts Tracking

Save for what matters. Track debt payoff progress. Celebrate milestones along the way.

AI Coach Chat

Ask anything about your finances. Get personalized guidance based on your real transaction data.

CSV Export

Your data, your way. Export transactions and reports anytime. No vendor lock-in.

Private by Default

Manual entry means you control what you share. We don't sell your data. Delete anytime.

AI-Powered Guidance

Your money coach, always available

Ask your AI coach anything about your finances. Get personalized answers based on your real spending data, budgets, and goals.

Important: Not financial advice. Guidance only. Always consult a licensed professional for major financial decisions.

Get insights based on your actual transaction history and spending patterns

AI Money Coach

Online

Can I afford a $7,000 trip this summer?

Based on your Europe Trip goal, you'll have $5,200 by summer. Consider setting aside an extra $150/month, or reduce the trip budget to $5,000-6,000 to stay on track without impacting your emergency fund.

Where did I overspend this month?

Your top overspend was Dining Out: $342 vs $300 budget (+$42). Also, subscriptions hit $89 this month—you might have some you're not using.

Try asking:

How much can I safely spend on a car?
How can I reduce subscriptions?

How it works

Get started in minutes

1

Sign up

Create your account in seconds. No credit card required for the free plan.

2

Add accounts & categories

Manually add your bank accounts, credit cards, and customize spending categories.

3

Track & ask AI

Enter transactions, set budgets and goals, then ask your AI coach for guidance.

Simple, transparent pricing

Start free, upgrade when you need more

Free

$0
20 AI prompts per month
Unlimited accounts & categories
CSV export
Up to 3 goals
Up to 3 budgets
Up to 2 debts (comming soon)
Most Popular

Pro

$7.99/mo
Unlimited AI prompts
Unlimited goals, budgets & debts
Detailed monthly/yearly AI insights
Priority support
CSV export
Multiple workspaces (coming soon)

We don't sell your data

Export anytime (CSV)

Delete account anytime

Frequently Asked Questions

Answers to common questions

Only 153 spots left for founding members pricing

Get early access to your money coach

Join the waitlist and lock in the founding members price

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